Navigating the world of hearing aid insurance can be a confusing and overwhelming process. We offer a dedicated team of trained professionals to advocate for you and partner with you to receive the hearing aid coverage you are entitled to.
We have been serving the people of West Texas with our offices in Lubbock and Snyder for many years and in that time, we’ve become specialists in dealing with insurance companies like Baylor Scott & White. This was formerly known as First Care and is still referred to as First Care at times.
This article will provide an overview for patients who have Baylor Scott & White Insurance. The information in this article is not however, a guarantee of benefits, but simply intended to help patients navigate typical policies, there are always exceptions to the rule.
Baylor Scott & White plans
Usually, Baylor Scott & White plans offer some coverage for hearing aids, however it is a percentage of the allowable which can be confusing for the patient. Allowables are negotiated between the business and the insurance when contractual agreements are made during the credentialing process.
A percentage of the allowable does not mean a percentage of the total price of the device. It is a lower amount that varies depending on the specific plan. Our team utilizes formulas in order to calculate this amount for you.
In both PPO and HMO plans with Baylor Scott & White, no referral from your physician is required (this is unusual as HMO plans typically require a referral).
Both of these plans typically have a deductible which means that hearing aids will only be covered at the agreed amount after deductibles have been met. The remainder of the patient deductible must be subtracted from total coverage.
Plans with deductibles are great to utilize toward the end of the year as most patients have met the majority of their deductible by then and would therefore qualify for better coverage for hearing aids.
Cornerstone Audiology is in network and is a participating provider with this type of health insurance.
Do you have this policy or are you interested in finding out what your exact and specific hearing aid coverage is? Click the button and fill out the simple form.
One of our insurance verification specialists will verify your benefits and schedule you to review this information with a provider in person in order to assess all of your options for hearing aid coverage.